When life changes, your financial protection should too. One of our long-term clients recently came to us for help with a new mortgage — but what we ended up helping them with went far beyond that.
Here’s how we saved them money, simplified their protection policies, and gave them greater peace of mind for the years ahead.
When it comes to protecting your family, having the right insurance in place matters. But what many people don’t realise is that insurance isn’t a one-and-done job. As life changes — and as insurers update their pricing and policies — it’s worth checking in on your cover to make sure you’re still getting the best value.
That’s exactly what we did for one of our returning clients — and the result?
Better cover, stronger protection, and a £27 monthly saving.
Here’s how we did it.
Becoming a parent changes everything — your priorities, your schedule, and most of all, your outlook on the future. While you’re busy adjusting to life with a newborn or preparing for your little one’s arrival, certain tasks can slip down the to-do list. But one task that shouldn’t be put off for long? Creating a will.
It might not feel urgent or easy to think about — but writing a will is one of the most important things you can do to protect your family.
When you’ve got a growing family, life (and your finances) can shift quickly — from parental leave to rising childcare costs, and everything in between. That’s why having flexibility built into your mortgage can be a game-changer. Whether you're expecting a new baby, navigating school fees, or simply adjusting to life on one income for a while, the right mortgage product can make a big difference to your financial peace of mind.
So what exactly is a flexible mortgage, and why might it be the perfect fit for your family? Let’s break it down.
Remortgaging might not sound exciting—but it could be one of the smartest financial moves you make this year.
Whether your current mortgage deal is ending, your circumstances have changed, or you're simply looking to save money, remortgaging gives you the opportunity to review your options—and potentially cut hundreds (or even thousands) off your annual repayments.
So how does it all work? And why should you use a mortgage broker to help? Let’s break it down.
It’s one of the questions we get asked most often:
“Can I still get a mortgage while on maternity leave?”
And the good news is—yes, you absolutely can.
But as with most things in the mortgage world, there are a few important details to understand first.
Whether you’re expecting your first baby or already deep in the world of nappies and night feeds, here’s what you need to know about applying for a mortgage while on maternity or shared parental leave.
When you're buying a home, your focus is usually on rates, repayments, and the keys in your hand. But what happens after you move in—if life takes an unexpected turn?
That’s where Mortgage Protection comes in.
In this blog, we’ll break down what mortgage protection is, what types are available, and why it’s one of the smartest (and kindest) financial decisions you can make for your loved ones.
When was the last time you reviewed your home contents insurance?
If you own valuable items like an engagement ring, a piece of artwork, or a musical instrument, there’s a good chance your standard home insurance policy might not fully cover them.
Here’s what you need to know about high-risk items, why they matter, and how to make sure you’re properly protected.
If you're self-employed, a freelancer, run your own business, or are a company director, protecting your income and liability isn’t just smart—it’s essential.
That’s where business insurance comes in.
It’s not just for “big” businesses or those with offices and employees. Even if it’s just you and a laptop, having the right protection in place can save your future self a lot of stress and expense.
Here’s what you need to know.
Getting a mortgage is one of the biggest financial milestones you'll ever reach—and with the right preparation, it doesn’t have to be stressful.
Whether you're a first-time buyer, moving home, or coming off a fixed rate, these five practical tips will help you improve your chances of mortgage approval—and may even help you unlock better rates.
If you're thinking of switching mortgage deals or making a large overpayment on your loan, you may come across something called an Early Repayment Charge (ERC). These charges can catch many homeowners off guard and cost a significant amount of money—unless you know what to look out for.
In this post, we’ll break down what ERCs are, when they apply, how they’re calculated, and—most importantly—how to avoid them where possible.